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At ASI, we know that employee health and wellness is essential to maintain a healthy workplace. ASI’s benefits are an important part of your total competitive compensation package. Our benefit plans are designed to attract and keep the best employees. ASI’s benefits package includes:
Note: The information contained in the Benefits section is an overview of the types of benefits offered to ASI employees, not a complete guide to ASI compensation and benefits. Changes to these plans can occur at any time. Complete, up-to-date information about benefits and compensation plans will be provided to all newly hired employees. Benefit information provided at time of employment takes precedence over any information presented in this section.
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Health Insurance Plan - Taking care of you and your family
At ASI, health care and wellness are priorities for our employees. Employees are eligible for health coverage on the first day of the month following 30 days from the date of hire. To help contain costs, ASI's plan allows employees to participate in health care networks that provide high-quality care at a reasonable cost. Use of the networks is voluntary and means lower health costs for employees. Plus, Our High Deductible plan pays 100% of medical costs once the individual and family deductibles are met when you stay within the network. Out-of-pocket expenses include:
| Individual Deductible: |
$1,250 |
| Family Deductible: |
$2,500 |
| Max out of pocket |
$2,500/$5,000 |
| Lifetime Max |
$5,000,000 |
| Prescriptions |
$10/$35/$60 |
| Office Visits |
$0 AD |
| Preventive Care |
$0 AD |
| Inpatient hospital |
0% AD |
| Inpatient surgery |
0% AD |
| Outpatient surgery |
0% AD |
| Maternity |
0% AD |
| Emergency |
0% AD |
| Urgent Care |
0% AD |
| Chiropractic |
0% AD |
AD-After deductible is met
Our medical plan is classified as a High Deductible plan and includes a Health Savings Account to aid employees in paying the annual deductible. The HSA account is a personal account funded by pre-tax employee contribution.
Our Traditional health plan includes standard co-pays and shared medical expenses.
| Individual Deductible: |
$500 |
| Family Deductible: |
$1,500 |
| Max out of pocket |
$3,000/$6,000 |
| Lifetime Max |
$5,000,000 |
| Prescriptions |
$10/$35/$60 |
| Office Co-pays |
$15/$30 |
| Preventive Care |
20% AD |
| Inpatient hospital |
20% AD |
| Inpatient surgery |
20% AD |
| Outpatient surgery |
20% AD |
| Maternity |
20% AD |
| Emergency |
$150 per visit |
| Urgent Care |
$75 per visit |
| Chiropractic |
$15 per visit |
With either choice, ASI pays 100% of and monthly premium cost for employees and eligible dependents.
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Dental Plan - Taking care of you and your family
Dental coverage won't ease the pain of a root canal, but it will ease the financial burden and help improve your family's dental health. Our plan pays $1,500 annual maximum per family member and $4,500 annual maximum for family.
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Life Insurance Plan - Providing more coverage AND more choices
ASI pays the premium for $50,000 in life insurance for the full-time employee, $10,000 for spouse, and $10,000 for each dependant child. Children are covered from live birth to age 26. Additional coverage can be purchased for the employee or other family members.
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401(k) Retirement Plan - Putting you in charge of your future
ASI’s 401(k) retirement plan lets you control how much of your paycheck you save, within government guidelines. You are eligible to participate in this benefit upon completing three months of full-time employment. Contributions and earnings are tax-deferred (exempt from federal, state, and local income taxes) until you take a distribution from the plan. The plan gives you various investment choices, which you can change to meet your needs. Participating in ASI's retirement program is an easy, strategic, long-term method of saving and investing for your future.
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Long-term Disability Plan - Providing financial protection when you can't work
Should a medical condition prevent you from working longer than three months, you can continue to receive a portion of your salary under ASI's long-term disability plan. This plan pays 60 percent of the monthly earnings, to a maximum benefit of $10,000 per month. You are eligible to participate in the long-term disability plan 31 days after beginning full-time employment.
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Short-term Disability Plan - Providing financial protection when you can't work
Should a medical condition prevent you from working, you can continue to receive a portion of your salary under ASI's short-term disability plan. This plan pays 60 percent of the monthly earnings. You are eligible to participate in the short-term disability plan on the 15th day of disability.
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Employee Assistance - Taking care of you and your family
The Employee Assistance Program provides confidential, short-term counseling to help employees and family members resolve personal problems. This service is available at no cost to employees.
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Paid Time Off – Leading most industries in work/life balance
ASI’s leads most industries with 22 days of paid time in the first year of employment.
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Medical Leave – To aid in the medical care needs of you and your family members
ASI provides 10 days of medical leave each year allowing employees to care for the medical related needs of dependent family members.
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